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Free Tool · Non-Lucrative Visa
Is the non-lucrative visa likely to fit your move to Spain?
Answer a few screening questions about nationality, income, work plans, health insurance and family members. You will get a practical next step, not a generic yes/no.
Are you a non-EU applicant?
The non-lucrative visa is mainly relevant to non-EU/EEA/Swiss citizens.
Yes, non-EU/EEA/SwissFor example US, UK, Canada, Asia, Gulf or Latin America.
No, I am EU/EEA/SwissYou usually need EU registration instead of a visa.
What is your main reason for moving?
This route is for living in Spain without local work activity.
Retirement or financially independent livingPension, savings, investments or rental income support the move.
Remote work while living in SpainYou will keep working for clients or an employer abroad.
Start, run or manage a businessYou need a work, entrepreneur or Beckham analysis instead.
Which best describes your financial evidence?
The number matters, but the source and documentation matter too.
Stable passive or pension incomeSocial Security, pension, annuity, rental income, dividends or similar.
Mainly savings or investment balancesSubstantial assets, but less recurring income.
Not sure yetThe income source, amount or documentation still needs work.
Do you expect to exceed the IPREM-based minimum?
As a planning rule, the main applicant needs around 400% of annual IPREM, plus around 100% per dependent.
Yes, comfortably above the estimateThe household has a margin above the minimum.
Possibly, but closeThe file may need careful evidence and timing.
Probably notA different route or timing may be better.
Will you work while resident in Spain?
This is one of the biggest screening points.
No, I will not workI will live from passive income, pension income or assets.
Maybe some remote or occasional workThis needs route analysis before relying on the non-lucrative visa.
Yes, I plan to keep workingThe digital nomad, entrepreneur or work route may be cleaner.
Can you arrange private health insurance for Spain?
Most non-lucrative files require private cover that fits visa standards.
Yes, I can obtain compliant coverPrivate health insurance in Spain with strong coverage.
I need help choosing itThis is common and usually solvable.
No, I cannot get private coverThis may block the route unless another solution exists.
Are family members applying with you?
Family applications need a higher income threshold and clean evidence for the whole household.
No, just meSimpler threshold and document pack.
Yes, spouse or partnerThe file should show enough means for both applicants.
Yes, spouse/partner and childrenPlan the higher threshold and school/healthcare timing early.
A lawyer can confirm whether your income evidence, insurance and family composition are strong enough before you file.
Thank you. We will review your result and reply within 24 hours.
Important: this quiz is a planning aid, not legal advice. The non-lucrative visa depends on current rules, consulate practice, income evidence, health insurance, criminal record checks, translations and your complete family situation.
For retirees and passive-income applicants
What this quiz screens
The non-lucrative visa can be a strong route for applicants who want to live in Spain from pensions, Social Security, savings, investment income or rental income. It is less suitable where the real plan is to continue active remote work or run a business from Spain.
The strongest files usually have a clear income story, a margin above the IPREM-based threshold, compliant health insurance and a document pack that is easy for the filing authority to read.